![]() ![]() Like my original Money Management template, you can customize budget categories and track multiple accounts, but this version includes everything in a single worksheet and uses fewer budget categories. You do not need special permissions to use the spreadsheet nor do you need to allow it any access to your bank account. This template works for a weekly, biweekly, or monthly budget. It’s up to you to download it, use it on your laptop, PC or Mac, and save it securely. ![]() xlsx version of the template, mostly explaining how to enter different types of transactions (transfers, credit card payments, savings allocations, etc.). Our free Excel personal budget template is as secure as you make it. This template is great for when you are first learning to budget and track your money, but it's easier to do more detailed analysis if your transaction data is in one register, like in the original Money Management template. The main disadvantage of this approach is that your transaction data is split across multiple worksheets, making it more difficult to create yearly reports. It then looks at your expenditure for the year, shows you how you can plan for events throughout the year and where improvements can be made, which will help you meet your financial goals. Family Budget Planner: it is a simple template that helps to track your budget monthly, quarterly and yearly. You can make a copy of the budget worksheet for each budget period. Tracking monthly expenses in a budget spreadsheet or template can make managing your money a little easier. Our budget planner looks at your monthly income and outgoings and works out how much you are spending each month. Although it lacks some features of the original template, I designed it to be easier to use (requiring very little Excel experience). ![]() According to this method, your monthly take-home income is divided into three categories: 50 for needs, 30 for wants and 20 for savings and debt repayment. This template works for a weekly, biweekly, or monthly budget. A good personal monthly budget template should follow the 50/30/20 rule. ![]()
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